ZMC & Associates, founded in 2009, has helped over 2,600 clients tackle serious IRS and state tax issues. Based in Georgia, our firm is dedicated to guiding individuals and businesses through the most complex tax challenges — from unpaid taxes and audits to wage garnishments and IRS collections.
Take control of your financial future — schedule your consultation today.
Protect your income, assets, and peace of mind.
Call, email, or text to arrange your consultation.
We assess your situation and create a tailored resolution plan.
ZMC & Associates communicates directly with the IRS or state authorities on your behalf.
We pursue the best possible outcome so you can move forward confidently.
Dealing with the IRS can feel overwhelming — but you don’t have to face it alone.
With over 2,600 clients served and years of specialized experience, ZMC & Associates focuses exclusively on tax resolution to ensure you receive knowledgeable, responsive service at every step.
See how we’ve helped clients overcome their tax challenges.
“Zephrina’s expertise and knowledge expands far greater than just numbers, policies, taxes, and the host of services provided. She is genuinely concerned and committed to success. I have the complete confidence to our companies success and future with the support of ZMC & Associates.”
“ZMC does amazing work, Zephrina and her staff are very professional, personable, and knowledgeable. Our family has been using their services for several years. I would strongly recommend their services.”
While it’s possible to attempt resolving tax debt yourself, the IRS process can be complex and time-sensitive. One missed deadline, incorrect form, or overlooked option could lead to higher penalties or enforcement actions. A tax resolution specialist understands the system, knows what relief programs you may qualify for, and can negotiate on your behalf to help you reach the best possible outcome.
Immediately. The longer you wait, the more penalties, interest, and enforcement actions (like bank levies or wage garnishments) can add up. Acting quickly gives you more options and a better chance of resolving the problem before it escalates.
Yes. We handle both IRS and state tax matters, including unpaid state taxes, state-issued garnishments, and audits. Every state has its own rules and collection methods, and we’re experienced in navigating them.
In many cases, yes — especially if you contact us quickly after receiving a notice. We can often negotiate with the IRS or state to release or prevent levies and garnishments while we work on a long-term resolution plan for your debt.
We bring years of experience, proven strategies, and a client-first approach to every case. Our team understands the stress tax problems can cause, and we take pride in handling the heavy lifting so you can focus on moving forward. From stopping aggressive collection actions to negotiating favorable settlements, we’re committed to fighting for the best possible result for you.
